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What happens if I hit a limit on a category?

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Even after you hit the limit on a category, you still earn 0.5% on your remaining purchases. Example: For spending at restaurants and bars, you earn 4% cash back on the first $5,000. If you spend another $1,000, you’ll earn 0.5% cash back on that amount.

† Simplii Financial personal banking services are provided by the direct banking division of CIBC. Banking services not available in Quebec.
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