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How do I earn cash back rewards?

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When you make purchases using your credit card, you'll earn cash back rewards:

  • 4% cash back at restaurant, bar, and coffee shop purchases on your first $5,000 of net annual card purchases
  • 1.5% cash back on gas, grocery, and drug store purchases, and pre-authorized payments on your first $15,000 of net annual card purchases
  • 0.5% cash back on all other net annual credit card purchases
† Simplii Financial personal banking services are provided by the direct banking division of CIBC. Banking services not available in Quebec.
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