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What are the benefits of laddering my GIC before maturity?

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A laddered plan can be an easy way to help maximize GIC returns while maintaining a secure portfolio. This method of investing (also known as a laddering strategy) can help reduce the risk of interest rate fluctuations and potentially increase your portfolio's overall return. You do this by splitting an investment equally over all GIC terms (1 to 5 years).

To learn more about GIC laddering, go to Simplii GICs.

† Simplii Financial personal banking services are provided by the direct banking division of CIBC. Banking services not available in Quebec.
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