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Who can contribute to an RRSP?

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Any person with Canadian-earned income under the age of 71 and who has filed a tax return can contribute to an RRSP, up to the annual limits in the Income Tax Act.

You must be a Canadian resident to open a Simplii Financial RRSP. They’re currently not available in Quebec.

† Simplii Financial personal banking services are provided by the direct banking division of CIBC. Banking services not available in Quebec.
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