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A Personal Loan is a convenient way to borrow a lump-sum amount that protects you against any potential rate increases. You can have peace of mind repaying the loan with fixed monthly payments over a predetermined period, or prepay your loan at any time without penalty. We offer competitive fixed interest rates and variable interest rates.
A Personal Line of Credit is a revolving source of funds, up to an approved amount, that you can access when you need them. Any amount you repay is accessible to you again without reapplying. A line of credit lets you write cheques and make bank machine withdrawals, and you only pay interest on the funds you use. It’s the preferred choice over a credit card if you plan on carrying a balance for an extended period of time.