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Investing in mutual funds lets you put your money to work, even if you have a small amount of money to invest.
But, investing in mutual funds also has risks. Some mutual funds have relatively low risk. Others have relatively high risk. But even then, they’re generally less risky than an individual security because of the benefits of diversification.
In general, the greater the risk, the higher the potential return on your investment. For more details about specific risks associated with investing in mutual funds, review the CIBC Mutual Funds and CIBC Family of Portfolios Simplified Prospectus (PDF, 1.2 MB).