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What are the benefits of investing in mutual funds?

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Mutual funds may help you earn higher returns than some other investments, such as fixed income securities. They also let you diversify your portfolio. Diversification is often difficult or too costly for individual investors. But, it may limit potential total losses. If one of the securities in the fund you own is losing value, its losses may be offset by other securities that are performing well.

† Simplii Financial personal banking services are provided by the direct banking division of CIBC. Banking services not available in Quebec.
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