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Can I withdraw money outside Canada?

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Yes, you can withdraw money from most ATMs outside of Canada displaying the Interac® or PLUS* signs. Additional costs may apply, including any fees from the owner of the other machine

For foreign currency withdrawals, a converted Canadian dollar amount will be posted to your account based on the conversion rate CIBC pays on the date of conversion.  The currency conversion may not happen on the date of your withdrawal. Administrative fees also apply.

We can't guarantee access to your Simplii Financial™ accounts through ATMs outside Canada for a few reasons:

  • Some ATMs may not recognize accounts called “Other” and “Savings”
  • Some ATMs may have withdrawal limits in place that will prevent you from withdrawing the amount you requested
  • You may exceed the daily maximum on the account because of foreign exchange rates
† Simplii Financial personal banking services are provided by the direct banking division of CIBC. Banking services not available in Quebec.
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