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Can I access the funds in my GIC?

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Typically, you can only access your GIC when it matures. You can redeem registered GICs before maturity in a few situations: 

  • To participate in the Home Buyers' Plan
  • To participate in the Lifelong Learning Plan
  • Due to extreme financial hardship (subject to approval) 
"SIMPLII FINANCIAL" and the SIMPLII FINANCIAL DESIGNS are trademarks of CIBC. "Simplii Financial" is a division of CIBC. Banking services are not available in Quebec.
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